Microfinance and Inclusive Lending
Lending to customers without formal records or collateral requires different methods from conventional credit. This course covers the assessment, group lending and field operations that make small scale lending sustainable.
Course outline
What this programme covers, module by module.
- 01Why conventional credit methods fail informal borrowers
- 02Cash flow based assessment without formal statements
- 03Product design: size, term, frequency and pricing
- 04Group lending, guarantees and social collateral
- 05Field operations, officer productivity and controls
- 06Portfolio at risk, delinquency and provisioning
- 07Balancing outreach, impact and sustainability
What you will gain
- Assess creditworthiness without formal financial statements
- Design loan products suited to informal sector borrowers
- Operate group lending and guarantee mechanisms
- Manage field officers and portfolio quality
- Balance social mission against financial sustainability
- Monitor portfolio at risk and act on deterioration
Who should attend
- Microfinance managers and officers
- Development finance staff
- Cooperative and savings group leaders
- Credit staff serving informal markets
Upcoming sessions
| Date | City | Duration | Fees | Book |
|---|---|---|---|---|
| 2 to 6 Nov 2026 | Pretoria | 5 Days | R18,000 | |
| 16 to 20 Nov 2026 | Durban | 5 Days | R18,000 | |
| 11 to 15 Jan 2027 | Cape Town | 5 Days | R18,000 | |
| 15 to 19 Feb 2027 | London | 5 Days | US$1,800 | |
| 26 to 30 Apr 2027 | Dubai | 5 Days | US$1,800 | |
| 5 to 9 Jul 2027 | Pretoria | 5 Days | R18,000 |
Fees are per delegate and exclude VAT. Public intakes are confirmed once minimum numbers are met. We also deliver this course on your own schedule, in-house or live online.
Enquire about this course
Register your team or ask for a tailored in-house quote. We reply within one working day.
WhatsApp usCourse brochure (PDF)- Fees from
- R18,000 per delegate
- Duration
- 5 Days
- Field
- Banking & Financial Services
- Formats
- In-house, public, online
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