Mortgage and Asset Finance Lending
Secured lending against property and equipment follows different rules from unsecured credit, because the asset carries much of the risk. This course covers valuation, security, affordability and the recovery position when a secured loan fails.
Course outline
What this programme covers, module by module.
- 01How secured lending differs from unsecured credit
- 02Affordability assessment over long loan terms
- 03Property valuation and what a lender relies on
- 04Equipment and vehicle finance, residual value and depreciation
- 05Security, registration and perfecting the lender's interest
- 06Loan to value, exposure limits and portfolio concentration
- 07Default, repossession and the realistic recovery position
What you will gain
- Assess affordability for long term secured lending
- Understand property and equipment valuation for lending purposes
- Structure security and perfect the lender's interest
- Apply loan to value and exposure limits sensibly
- Administer secured loans through their life
- Understand the recovery position when a secured loan defaults
Who should attend
- Mortgage and asset finance officers
- Credit analysts in secured lending
- Branch and relationship staff
- Legal and collections staff supporting secured lending
Upcoming sessions
| Date | City | Duration | Fees | Book |
|---|---|---|---|---|
| 9 to 13 Nov 2026 | Durban | 5 Days | R18,000 | |
| 16 to 20 Nov 2026 | Cape Town | 5 Days | R18,000 | |
| 7 to 11 Dec 2026 | Johannesburg | 5 Days | R18,000 | |
| 11 to 15 Jan 2027 | London | 5 Days | US$1,800 | |
| 22 to 26 Feb 2027 | Dubai | 5 Days | US$1,800 | |
| 19 to 23 Apr 2027 | Pretoria | 5 Days | R18,000 | |
| 28 Jun to 2 Jul 2027 | Durban | 5 Days | R18,000 |
Fees are per delegate and exclude VAT. Public intakes are confirmed once minimum numbers are met. We also deliver this course on your own schedule, in-house or live online.
Enquire about this course
Register your team or ask for a tailored in-house quote. We reply within one working day.
WhatsApp usCourse brochure (PDF)- Fees from
- R18,000 per delegate
- Duration
- 5 Days
- Field
- Banking & Financial Services
- Formats
- In-house, public, online
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