Credit Committee and Loan Approval Governance
A credit committee that approves everything put in front of it is a formality that adds risk rather than removing it. This course covers running approval so the decision is genuinely made.
Course outline
What this programme covers, module by module.
- 01A committee that approves everything removes no risk
- 02Delegated authority, limits and what must escalate
- 03The credit paper: what a decision actually requires
- 04Chairing for challenge, dissent and recorded reasoning
- 05Conditions precedent, covenants and confirming they were met
- 06Conflicts, related party lending and commercial pressure
- 07Post approval review and learning from the ones that failed
What you will gain
- Set delegated limits and what must come to committee
- Prepare a paper that supports a real decision
- Chair a committee that challenges rather than ratifies
- Record conditions and make sure they are met
- Handle conflicts, related parties and pressure
- Review outcomes and learn from approvals that failed
Who should attend
- Credit committee members and chairs
- Credit managers and relationship staff
- Risk and governance officers
- Internal auditors reviewing credit approval
Upcoming sessions
| Date | City | Duration | Fees | Book |
|---|---|---|---|---|
| 26 to 27 Oct 2026 | Pretoria | 2 Days | R10,000 | |
| 16 to 17 Nov 2026 | Durban | 2 Days | R10,000 | |
| 1 to 2 Dec 2026 | Cape Town | 2 Days | R10,000 | |
| 11 to 12 Jan 2027 | Johannesburg | 2 Days | R10,000 | |
| 1 to 2 Mar 2027 | London | 2 Days | US$1,100 | |
| 10 to 11 May 2027 | Dubai | 2 Days | US$1,100 | |
| 5 to 6 Jul 2027 | Pretoria | 2 Days | R10,000 |
Fees are per delegate and exclude VAT. Public intakes are confirmed once minimum numbers are met. We also deliver this course on your own schedule, in-house or live online.
Enquire about this course
Register your team or ask for a tailored in-house quote. We reply within one working day.
WhatsApp usCourse brochure (PDF)- Fees from
- R10,000 per delegate
- Duration
- 2 Days
- Field
- Banking & Financial Services
- Formats
- In-house, public, online
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